Are Hearing Aids Covered By Insurance?
If only that question had a simple answer. As most people may know that according to the FDA, hearing aids are considered a Class 1 Medical Wearable Sound-Amplifying Device so it would make sense to assume that they will be covered by your insurance. Unfortunately that is not always the case with most policies.
When getting hearing aids, it is important to check your insurance policy as well as any benefit you may be able to receive through your union, FSA account, United Federation of Teachers fund as well as the Veteran’s Administration. The best recommendation we can give our patients is to explore all avenues. If you have trouble along the way please do not hesitate to contact our office with any questions.
Once you are able to verify that your policy has a hearing aid benefit please make sure there are no restrictions to your policy. Such insurances like BlueCross BlueShield, Cigna, and AARP Medicare Complete (to name a few) may cover the most basic of hearing devices. However depending on your lifestyle, how active you are and what type of noisy environments you are routinely in, there may be another hearing aid that you would better benefit from.
There is not one hearing aid that fits all so make sure you are fully informed of the expectations and features of your specific hearing aid(s).
In addition to the specific technology level, some insurances will have a maximum amount per ear every certain number of years. If you would like hearing aid(s) with more features that fit your lifestyle please ask us about our payment plans.
At Listen Hear, we want to make sure we can help you get the best hearing aid for you and your budget so contact us today to get started!